If the other driver's insurance accepts liability, what are you entitled to?

When another driver's insurance accepts liability in an accident, this implies that they acknowledge responsibility for the damages caused. In this situation, you are entitled to compensation for costs related to the incident.

Compensation for rental vehicle costs is applicable because, while your vehicle is being repaired or if it is not drivable, you may need an alternative mode of transportation. The liability insurance of the at-fault driver typically covers these expenses as part of the damages resulting from the accident.

The other options do not align with standard liability claims. While it is possible to be compensated for vehicle repairs if your vehicle is damaged, the choice that directly addresses the practical need to maintain transportation during repairs is the rental vehicle costs. Additionally, compensation for a vehicle purchase does not relate to the accident directly unless the vehicle is deemed a total loss, which is not indicated here. Lower insurance rates are not a direct result of another driver's insurance accepting liability, as insurance rates are determined by various factors unrelated to individual claims.