If you disagree with your insurance's appraisal, what can you request?

When you disagree with your insurance company's appraisal, requesting an independent appraisal is the most effective course of action. This option allows for a neutral third party to assess the value or damage in question, providing an unbiased evaluation separate from the insurance company's analysis. This process helps ensure that you receive a fair assessment based on current market values and industry standards, which may differ from your insurer's perspective.

An independent appraisal can lead to a resolution that reflects a more accurate estimate, which is beneficial for both parties. If discrepancies still exist after this, further steps could include legal entry or appeals, but an independent appraisal is often the first step to addressing concerns about the initial appraisal's findings.