True or False: Most collision insurance policies offer comprehensive coverage that includes vehicle repairs and medical expenses.

Most collision insurance policies do not include comprehensive coverage that encompasses vehicle repairs and medical expenses. Collision insurance specifically covers damages to your own vehicle resulting from a collision, regardless of fault, but it does not handle repairs related to non-collision incidents, such as theft, vandalism, or natural disasters, which are covered under comprehensive insurance.

Additionally, medical expenses for injuries sustained in an accident are typically handled through separate coverage types, such as personal injury protection (PIP) or health insurance, rather than being included in a collision policy. Therefore, stating that most collision insurance policies include comprehensive coverage, vehicle repairs, and medical expenses is inaccurate. This clarification highlights the necessity for drivers to understand the distinctions between different types of insurance coverage to ensure they have the necessary protection in the event of an accident.