True or False: You can request reasoning if your insurance company fails to provide an explanation for policy non-renewal.

The assertion is true because, under various state regulations, consumers are entitled to understand the reasoning behind specific decisions made by their insurance providers, including non-renewal of a policy. If an insurance company decides not to renew a policy, they are generally required to provide a reason for their action. If they fail to do so, policyholders have the right to request clarification or an explanation. This provision is designed to ensure transparency in the insurance industry, allowing consumers to understand the factors that affected their policy renewal status, such as changes in risk assessment or claims history. This protects the rights of policyholders and encourages fair practices in insurance underwriting.