True or False: You can collect from both medical payments and personal uninsured coverage for the same claim.

In the context of insurance claims, collecting from both medical payments coverage and personal uninsured coverage for the same claim is not allowed. Medical payments coverage is designed to cover medical expenses resulting from an accident, regardless of who is at fault, while personal uninsured motorist coverage is intended to protect you if you're involved in an accident with a driver who does not have insurance or whose insurance is insufficient.

The key issue here is that both types of coverage are meant to address the same set of damages arising from a single incident. Collecting from both would essentially result in "double-dipping," which insurance policies usually prohibit. This rule is in place to prevent insured individuals from profiting from a loss, maintaining the integrity of the insurance system. Therefore, it is accurate to say that you cannot collect from both medical payments and personal uninsured coverage for the same claim.