What happens to a driver caught driving without car insurance?

When a driver is caught operating a vehicle without car insurance, the most common consequence is that their license, registration, and license plate are suspended. This measure serves to ensure that only drivers who are financially responsible and compliant with state laws are allowed to operate vehicles on public roads. This rule exists to protect both the individual driver and other road users, as uninsured drivers can pose a financial risk in the event of an accident.

The suspension of a driver's license and registration is typically a significant deterrent, prompting drivers to secure the necessary insurance coverage. In many jurisdictions, repeat offenders or those who fail to maintain insurance can face even stricter penalties, such as longer suspension periods or additional fines. Impounding the vehicle may occur in some situations, especially if the driver is not able to provide proof of insurance, but it is not the standard consequence for all offenses. Arrests are not common for lack of insurance alone, as this situation is usually treated as a civil matter rather than a criminal one. Warnings are also rare, especially since driving without insurance is a violation that carries serious implications for public safety.