What is a common requirement for maintaining insurance after a DUI conviction?

Carrying higher insurance limits is a common requirement for maintaining insurance after a DUI conviction because insurance companies typically view drivers with such offenses as higher risk. This elevated risk means that the insurance provider may require the driver to increase their coverage limits to better protect against potential claims. Higher insurance limits provide more significant financial protection in the event of an accident, which is especially important given that a DUI conviction indicates previous risky behavior behind the wheel.

The other options are less applicable in this context. For instance, while having a clean driving record is beneficial for insurance rates, after a DUI, the insurance provider is particularly concerned about the conviction itself rather than the totality of the driver’s record. Higher deductible options might affect the out-of-pocket costs at the time of a claim, but they do not directly relate to the consequences of a DUI. Regularly changing insurance providers could potentially lead to better rates but is not a standard requirement imposed as a result of a DUI.