What is one important action to take after a crash with property damage but no injuries?

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Exchanging insurance details with the other party after a crash with property damage is a critical action because it ensures that both drivers can report the incident accurately to their respective insurance companies. This exchange provides essential information, such as names, contact details, and insurance policy numbers, which are necessary for processing claims. Furthermore, it promotes accountability and helps facilitate the resolution of any disputes regarding the damages incurred.

Leaving the scene quickly is not advisable as it can lead to legal consequences, including hit-and-run charges. Taking only pictures of your vehicle neglects the importance of documenting all vehicles involved and the overall scene, which is crucial for a complete account of the incident. Contacting only your insurance may limit the information available for processing any claims that might arise from the other party's insurance or may hinder cross-communication between the involved parties. Thus, exchanging insurance details ensures a comprehensive approach to handling the situation appropriately.

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