What is primarily covered under Comprehensive Insurance?

Comprehensive insurance primarily covers non-collision related incidents, such as theft, vandalism, natural disasters, and damage from animals. This type of coverage is designed to protect your vehicle from events that are not the result of a traffic accident. For example, if your car is stolen or damaged by a fallen tree, comprehensive insurance would help cover those repair or replacement costs. It is distinct from other types of coverage, such as liability insurance, which pertains to injuries or damages caused to others in an accident. Thus, the focus of comprehensive insurance on safeguarding against a wide range of non-collision risks makes it a crucial component of a robust auto insurance policy.