What is the minimum liability insurance coverage for Bodily Injury/Death of One Person?

The minimum liability insurance coverage for Bodily Injury/Death of One Person is established to ensure that drivers carry enough insurance to cover medical expenses and other related costs that may arise if they are at fault in an accident causing injury to another individual.

Choosing a coverage amount like $25,000 reflects the standard requirements established by many states. This amount is considered a baseline, intended to provide adequate financial protection in the event of an accident that results in injury or death to another person. It helps ensure that victims can receive necessary medical treatment, as well as support for any additional lost income or pain and suffering caused by the incident.

Higher coverage amounts may be advisable in order to provide better protection, especially in cases where accidents result in severe injuries or extensive medical costs, but the $25,000 figure serves as a foundational level of coverage typically required by law.