What should both parties do if the appraiser and insurance agency cannot agree?

When the appraiser and insurance agency cannot reach an agreement, requesting mediation is an effective approach. Mediation involves bringing in an impartial third party who facilitates a discussion to help both sides reach a mutual agreement. This process can save time and resources compared to pursuing legal action, as it emphasizes collaboration and communication. Mediation allows both parties to express their viewpoints, clarify misunderstandings, and explore options that might satisfy both sides without the conflict escalating further. It fosters a less adversarial environment and can lead to a resolution that respects both parties' interests, making it a pragmatic choice in such situations.

In contrast, seeking a legal judgment may become a lengthy and costly process with uncertainty regarding outcomes. Hiring a third appraiser could introduce additional delays and expenses, and simply splitting costs or agreeing to disagree does not resolve the underlying issue and may lead to ongoing disputes or dissatisfaction. Thus, mediation stands out as the most constructive option for resolving differences between the appraiser and the insurance agency.