What type of incidents does Collision Insurance not typically cover?

Collision Insurance is designed to cover damage to your vehicle resulting from a collision, regardless of who is at fault. This includes situations where your car is damaged by another driver or when hitting a stationary object, such as a tree or a pole.

However, Theft is typically not covered under Collision Insurance, but rather under Comprehensive Insurance. Comprehensive coverage protects against damages to your vehicle not involving a collision, such as theft, vandalism, or weather-related incidents. Therefore, vehicle damage due to theft falls outside the scope of what Collision Insurance typically addresses, making it the correct answer.

Understanding these distinctions helps ensure that drivers have the necessary coverages in place for various risks associated with vehicle ownership.