Which group is often considered a high-risk category for driving?

Teen drivers are often considered a high-risk category for driving due to several factors. One significant reason is that young drivers typically have less experience behind the wheel, which can lead to a higher likelihood of accidents. Additionally, this age group is more inclined to engage in risky behaviors, such as speeding, distracted driving, and driving under the influence of alcohol or drugs. Their cognitive development is still in progress, affecting decision-making and risk assessment.

Statistics consistently indicate that teenage drivers are involved in a disproportionate number of motor vehicle collisions compared to older age groups. This trend leads to insurance companies often classifying them as high-risk drivers, resulting in higher premiums. Education and awareness programs specifically targeting this demographic aim to address these risks and promote safer driving habits.