Which type of insurance does not provide coverage for damages to your own vehicle?

Liability insurance is designed to cover damages or injuries that you cause to other people or their property while driving. This type of insurance does not provide any compensation for damages to your own vehicle or injuries you may sustain in an accident. The primary purpose of liability insurance is to protect you financially from claims that arise from your actions as a driver.

In contrast, comprehensive insurance covers damages to your own vehicle from non-collision events such as theft, vandalism, or natural disasters. Collision insurance, on the other hand, specifically covers damage to your vehicle resulting from a collision with another car or object. Gap insurance helps cover the difference between what you owe on a vehicle and its actual cash value in case of a total loss, but it is also related to your own vehicle rather than providing coverage for damages you cause to others.