Who is responsible for ensuring that owners of all vehicles with valid registrations comply with Virginia laws on insurance requirements?

The DMV (Department of Motor Vehicles) plays a crucial role in ensuring compliance with state laws regarding vehicle insurance requirements. When individuals register their vehicles, the DMV requires proof of liability insurance, which helps keep roads safer by ensuring that drivers can cover the costs associated with accidents. The DMV also monitors vehicle registrations and can take actions against those who fail to maintain required insurance, including possible fines or penalties.

The state government sets the laws, and vehicle owners are responsible for understanding and adhering to these laws. However, it is the DMV that actively enforces these insurance regulations by checking compliance at the point of vehicle registration and renewal. The other organizations mentioned, such as the Highway Traffic Safety Administration, focus on broader traffic safety policies but do not enforce insurance laws at the state level.